Apply for Minority Women Grants

Apply for Minority Women Grants
Nowadays, there are many government and private entities who offer minority women business grants to start their own businesses...If women decide on starting their own businesses, they normally approach their friends or relatives for loans, or try to obtain commercial loans from banks. For women falling in the minority category such as Asian, Spanish-American, or African-American who want to start businesses, there is a special benefit set aside known as minority women business grants. Apply Grants!!

Tuesday, 3 July 2012

Grants For Minority First Time Business Owners-Free Minority Business Money

Grants For Minority First Time Business Owners-Free Minority Business Money
It is a common misconception that the federal government provides free grant money for businesses. Nonprofit organizations, educational institutions and state and local governments are eligible for federal grants. Alternatively, minority first-time business owners may qualify for financial assistance in the form of repayable low-interest start-up loans. For both grants and loans, the business owner may have to match the funds granted to qualify.
USDA Grant
Through the Rural Business Opportunity Grant, the U.S. Department of Agriculture (USDA) funds up to $150,000 to grantees in rural communities. The funds provide training and technical assistance to rural American Indian tribes, cooperatives and nonprofit corporations that perform new or ongoing business development that benefits their members.
SBA Grant
The Program for Investment in Entrepreneurs Act works with the U.S. Small Business Administration (SBA) to provide grants between $50,000 and $250,000 to "microenterprise" organizations and programs that deliver services to entrepreneurs. A stronger focus is used if the business owner is female, an American Indian tribe or an organization that reports to an American Indian tribe. The funds help to provide training and technical help and build business capacity in both new and existing businesses.
State Grants
States offer funding through such programs as the Iowa Department of Economic Development's targeted small business assistance option. While this grant specifies that minorities may apply, the business must have existed for at least three years and must have less than $4 million in annual income to qualify. It will still be eligible, however, as long as the owner remains a first-time owner. Women, members of minorities and disabled persons must own and operate at least 51 percent of the business to qualify. The maximum funding that the program awards is $50,000.
Georgia-Pacific Grant
Georgia-Pacific is a multinational producer of pulp, paper and tissue products. Founded in 1927, the company funds programs that improve the lives of people in the communities where it operates. Projects, programs or business ventures in entrepreneurship that positively affect the local community are eligible for grants, and minority business owners may qualify if they fit these criteria.
Amber Foundation Grant
Launched in 1998, the Amber Foundation's purpose is to honor the memory of a young 19-year-old woman who died before she was able to realize her dreams. Grants range from $500 to $1,500 and are available for women of all cultural groups to fund small expenses incurred in the start-up of a business.
Business Loans
The SBA offers low-interest loans to eligible business owners who are women and members of minorities. These loans are usually obtainable without a credit report and are repayable over a long period. Although these are not grants, they are financial assistance to first-time minority business owners.

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